At a glance: What's Covered, What's Not Covered

The following chart shows in brief which financial accounts and products are covered by CDIC, and which are not covered. For more details, click on any of the links at the bottom of this page.

	Savings Held in one Name	Savings Held in Trust	Savings Held in an RRSP	Savings Held in a RRIF	Savings Held in a TFSA	Savings Held for Paying Realty Taxes on Mortgage Payments	Savings Held in More than One Name (Joint Deposits)
What’s covered
$1 to $100,000
Savings accounts
chequing accounts
GICs and other term deposits of 5 years or less
money orders, certified cheques, travellers’ cheques and bank drafts issued by CDIC Members
debentures issued by loan companies
What’s NOT covered?
mutual funds and stocks
GICs and other term deposits of more than 5 years
money orders, certified cheques, travellers’ cheques and bank drafts issued by non-CDIC members
bonds, notes and debentures issued by governments or corporations, including banks and other CDIC members (except for debentures issued by loan companies to evidence deposits)
principal protected notes issued by corporations, including banks or other CDIC members
treasury bills
U.S. dollar or other foreign currency deposits

For more detail about accounts and products covered by CDIC, click on any of the following: savings held in one name, savings held in trust, savings held in an RRSP, savings held in a RRIF, savings held for paying realty taxes on mortgage payments. CDIC also insures savings held in more than one name (joint deposits).

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